In this fast-paced digital world, credit cards have become an essential financial tool. They offer the convenience of minor to large payments, often accompanied by rewards and benefits. In 2024, the credit card activation process is quick, secure, and straightforward. Here is a guide on how to activate your credit card conveniently and the specific benefits of the Bajaj Finserv co-branded credit cards.
Activating Your Credit Card – A Step-by-Step Guide
- Credit Card Received: Firstly, you’ll need to have received your new credit card from the bank. Open the accompanying envelope carefully and take out the card and accompanying documentation.
- Call for Activation: On the stickers attached to the card or in the documentation, find the dedicated phone number for activation. Make the call and follow the instructions. For international users, ensure to call from the registered mobile number.
- Verification Process: The automated call guide will verify your details such as your account number, card number, date of birth, or social security number. Ensure to have these details on hand before the call.
- PIN Setup: Once your details are verified, some banks will require you to set up a personal identification number (PIN). Then, your credit card is ready to use.
Benefits of Co-branded Credit Cards by Bajaj Finserv
Bajaj Finserv partners with RBL Bank and DBS Bank to offer co-branded credit cards filled with exclusive benefits. Co-branded cards are easy to get credit cards that offer specific advantages tied to the partner brand. Let’s examine the benefits of each:
- Bajaj Finserv RBL Bank Credit Card: This card offers you a welcome gift, reward points on all purchases, milestone bonuses, fuel surcharge waivers, and much more. It’s a highly versatile card that lets you earn and redeem points across a wide range of categories.
- Bajaj Finserv DBS Bank Credit Card: If you are a frequent traveler or shop internationally, this card is ideal. It offers international reward point earnings, travel insurance, airport lounge access, exclusive dining experiences, amongst many other perks.
It’s essential to choose a credit card aligning with your spending habits to maximize rewards and benefits.
Applying for Bajaj Finserv Credit Cards
You can apply for these cards either online or offline. The application process requires you to fulfill certain eligibility criteria and submit necessary documentation.
- Online: Visit the Bajaj Finserv official website. Navigate to the credit cards section and select the card of your choice. Fill in the application form with required details and submit the necessary documents.
- Offline: Visit the nearest Bajaj Finserv branch. Fill out the application form and provide the required documents. Be prepared to undergo a credit check and verification process.
Post submission, the bank will review your application. Once approved, you will receive your credit card, ready for activation and use.
Additional Info:- Download the Bajaj Finserv App to manage your finances conveniently. The app allows you to access loans, view account details, pay EMIs, and explore financial products. With a user-friendly interface and secure transactions, it’s a one-stop solution for all your financial needs on the go.
Conclusion
Credit cards are no longer just a luxury – they are a necessity for today’s customer who demands convenience and rewards on their spending. The credit card activation process in 2024 is an efficient and streamlined experience. Bajaj Finserv co-branded credit cards with RBL and DBS banks enhance your purchases with rewards and benefits. They are easy-to-get credit cards that go beyond simple transactional functionality to provide a personalized, rewarding spending experience. Apply for yours today and rev up your financial freedom.
